Digital Banking

financial inclusion
solutions for
unbanked
communities

overview

Digital Banking

The traditional banking sector is hundreds of years old, yet successful but has not been able to reach each and every person, thus leaving a huge population of under-banked(financially excluded) communities not only in rural but even in urban areas.

Digital Banking utilizes modern technologies enabling a user to access financial and banking services that historically were only available to customers when physically inside of a bank branch.

Fostering Financial Inclusion

EFIMAS Banner

EFIMAS is a digital solution for Banks, Micro Finance Institutions, Credit Unions, SACCOs even Village Savings Groups that enables processing, managing, and reporting of micro-financial services delivered to clients.

Theses services include Client or Members Management(KYC), Loans, Savings and Deposits, Shares and Dividends etc all in one platform.

EFIMAS has been built on top of the Award Winning Fineract Platform that provides both mobile and web based service front ends for operators and customers to interact with the system.

Features

EFIMAS has unique features that go beyond traditional Banking Solutions

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    Client Management

    Full e-KYC with personal details, photos, online signature, identity documents, Customer On-boarding & Credit Scoring.

  • crm

    Loans Tools & Management

    Configurable loan products and interest to suit your business model, optional linkage with savings, guarantor & collateral requirements.

  • account_asset

    Client/Member Savings

    Configurable interest bearing and interest free savings. ormation right into your orders or quotation. Trigger delivery orders and check status from the order.

  • purchase

    Core Accounting

    Full e-KYC with personal details, photos, online signature, identity documents, Approvals etc.

  • sale

    Financial Reporting

    Full e-KYC with personal details, photos, online signature, identity documents, Approvals etc.

  • mrp

    Shares & Dividends

    Accurate planning directly based on real manufacturing times measures. Organize BOM, Quality, Maintenance and PLM fully integrated.

  • hr

    Mobile Self Services

    Manage employee directory, recruitment, leaves, attendance, appraisal, training, self services and requests from a central application.

  • project

    Entity Management

    Organize, Plan and Schedule your teams across multiple projects with tasks and activities. Plan for upcoming projects with forecasts

  • website_forum_doc

    Funds & Cash Management

    Save time recording bills, scanning contracts, approving documents, and become a paperless company.You can easily share, send, categorize documents.

Access the LIVE DEMO

EFIMAS is a digital solution for Banks, Micro Finance Institutions, Credit Unions, SACCOs even Village Savings Groups that enables processing, managing, and reporting of micro-financial services delivered to clients.

Theses services include Client or Members Management(KYC), Loans, Savings and Deposits, Shares and Dividends etc all in one platform.

EFIMAS has been built on top of the Award Winning Fineract Platform that provides both mobile and web based service front ends for operators and customers to interact with the system.

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Develop Induction Plan

Innovative solutions to bridge the gap between businesses and technology

ICTPACK is a privately owned IT Solutions & Services company founded in 2013. Today we’re proud to boast a base of satisfied customers and a strong workforce who are ready to roll up their sleeves and provide you with solutions to your Technology challenges. Our goal is to provide INNOVATIVE solutions that bridge the gap between BUSINESS and TECHNOLOGY.

Services

Odoo Professional Services

ICTPACK is a certified Odoo Partner

We have been working with Odoo ERP for over seven (7) years, it is among our top selling solution due to it’s wide business scope, low running costs and ease of scaling compared to other competitor ERPs like Netsuite, Dynamics NAV or SAP. Tell us your business requirements

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  • Business Process Consulting

    Review and analysis of existing business processes, incorporate improvements and ready an environment for digital/automated operations.

  • Implementation and Customization

    Configure and customize Odoo ERP to fit your business flows and user requirements.

  • Training and Knowledge Transfer

    Enabling your users and staff to own and operate the system in performing their day to day functional roles and activities.

  • Upgrades, Support & Maintenance

    You are assured of our continued commitment to support you both at functional and technical level.

Rationale

What makes Odoo ERP special

  • Affordable

    Compared to similar ERPs in the market, Odoo has the most transparent licensing structure, license costs / initial and ongoing investment is affordable without compromise to business scope.

  • Modular Scalability

    You can start with with one application e.g. Sales or Accounting and add other modules/functions later when needed. Customers keep the benefits of an integrated software that can scale to match your growth scale.

  • Tech & Innovation

    Odoo has the most powerful and modern technology stacks and designed with the user in mind, it is a purely web based solution therefore you will feel right at home on your favorite browser

  • Rethink Flexibility

    When it comes to making even a small changes, with a traditional ERP you are severely limited and cost are high. Odoo allows you to add or customize the business flow, add new functionality, reports etc. with ease.

Want to see more?

EFIMAS is highly intuitive and easy to use, wanna try? Go to Live Demo

“ICTPACK together with our in-house team have developed sustainable custom solutions for our organization needs. Their service is exemplary, both technically and professionally”
Victoria Rutakara, TCRA
Frequently Asked Questions

How can we help you?

I need a bespoke solution, where should i begin?

If you have a need for custom software, simply contact us by our Online FormE-Mail or Call Us directly. We’ll write back to you or meet and talk it over. Prepare as much information as you can about your business challenge or problem. If you have a written brief of requirements it is even better.

How much time will it take to complete a software development project?

To give you a precise answer we must first assess your requirements, prepare a project scope and create a budget. We shall then share with you a project budget and delivery timelines.

So simply put it, how much time it takes depends on the scope, urgency and your budget. Negotiations are always on the table, so you are welcome!

Will development include the prototypes or demos that I can try out?

Yes, prototypes are provided depending on methodology we will adopt for your project. For example, with Agile Methodology, we are compelled to create operating software as soon as possible and later just add next features along the process. Therefore, you’ll be able to examine and test your software very early.

What happens after we finish developing your app/software?

Apart from delivering a finished product of your dreams, we are happy to provide you with technical support, maintenance or even hosting if you need to access the software from the cloud. More often, all this will be bundled as part of the whole project scope.

Of course if you want to maintain the developed solution by yourself the source code and all technical data is at your disposal, but even in that case, feel free to contact us if you need any help.

How much will i be charged for my software project, what factors are considered in pricing?

It depends on many things: project scope, time spent on the project and technological issues. This may sound vague but we are being honest here.

Each software project is different, that’s why we take our time with you to carefully assess your requirements and develop a scope together. Based on the scope then we can provide you a project cost estimate that we can sit on the table and negotiate.

What do I need to know before contacting ICTPACK?

Well, the most important thing to know is what do you want to accomplish or what problem are you trying to solve. Having a clear goal is crucial when initiating this discussion.

You might not be from a technical background, relax….. our team has got your back! They will listen to you, challenge you, improve your thought process so you have a refined goal that we can work on together

Will i be assigned a project contact person who is available throughout the project?

Yes. All our customers are assigned a dedicated Project Manager that serves as a liaison for all matters related to the project and delivery. Your project manager is usually among the first people you meet as soon as your project kicks off.

You will agree a working style that you are comfortable with, meetings, reporting intervals and he will guide you through the whole implementation plan.

What if I want to be involved in the development process?

Why not? We want you to be sure you’ll receive the product you desire. From the planning stage to each completed product, we invite you to participate, evaluate, witness and improve our work. Our philosophy is to work with the client, not just finishing the project tasks. We are always ready to listen and communicate.

How do i get assurance that software quality will be guaranteed?

We love to approach complexity in yet simple but innovative ways. We only reinvent the wheel when necessary, otherwise most parts and bits of your software we have already done in another project.

Quality is among our company core values, we invest in it. Our team has analysts and QA personnel who will scrutinize every developers work to ensure it works as desired.

Just like a car straight out of assembly line, Engine CHECK, Transmission CHECK, Wheels CHECK, Paint job CHECK, your software is given the best of us.

Why does custom software at times, demand a large investment?

Building a custom software application especially for mature business processes is a time-consuming endeavor. It takes time to learn the processes of your business, to gather requirements, to flesh out your needs, and to build the software. Put simply, time is money.

While sometimes it’s kind of a large investment depending on how you interpret “Large”, but by deciding to invest in custom software, you’ll own the code 100% instead of having a long-term licensing agreement with a software company.